Gold and silver account for 5% to 15% of asset allocation, which is the industry reference range. This article analyzes the four hard indicators of the precious metal allocation trading platform: the same platform facilitates monitoring of the gold-silver ratio and rebalancing, costs are front-loaded to avoid friction and distortion, positions can be quantified to specific lots, and reports can be traced to support annual reviews; in conjunction with cross-asset hedging, overnight interest transparency and capital isolation, precious metals can truly play the role of reducing volatility and hedging credit risks in the portfolio, rather than turning into emotional bets.